Direct Capital Financing


Choosing a lender can be challenging. Small business owners need funds quickly, and from a financing partner that understands their unique needs. With all the different options available from every kind of lender, there are a lot of factors to consider. CIT Direct Capital is committed to serving small businesses and making the financing process as smooth as possible to help those businesses grow. We are a trusted lender with experience in almost every industry. Our leading technology enables business owners to apply online and receive their financing fast while enjoying a remarkable customer experience.

Top Reasons to Finance Your Next Purchase

Get It Right Now

When having the right equipment is crucial to your business, waiting for the funds to be available isn’t always an option. With financing, you won’t have to put forth a hefty upfront payment to get the latest technology.

Know What You're Paying Each Month

Financing allows you to plan and budget with a predictable monthly payment.

Keep Your Cash Reserves Available

Paying for equipment over time with an Equipment Finance Agreement means that there won’t be a huge cash burden with your purchase. You’ll be able to keep your cash reserves clear for other expenses or a rainy day

Receive Cash Quickly for Business Expenses

Direct Capital offers an extended line of financing or working capital to cover expenses such as shipping, installation, consumables, refurbishment and much more.

Reap Some Serious Tax Benefits

With an Equipment Financing Agreement (EFA), you own the asset from day one. You can elect to depreciate it over time or accelerate the depreciation using the Section 179 tax deduction.

Get Started Now

Apply Online

You can apply in as little as three minutes at 

Sign Your Documents Electronically

We’ll send your contracts quickly in an online format. 

Get Your Equipment

 We pay your vendor. You get your equipment.